my 17 year old son totaled my 2005 jeep liberty rocky mountain limited edition suv. 4×4 . exc cond. 61000 mile?

does anyone know what the actual current retail value is or where I can obtain that information other than kelly blue book? they only made 5600 of them and they are discontinued. I’m having a really hard time comming up with a value for the insuranc company. the adjuster gave us a rediculous cash value for it, however, we have not accepted. please helppp!!!!!!!!!!!!!!!!!!!!!

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4 Responses to my 17 year old son totaled my 2005 jeep liberty rocky mountain limited edition suv. 4×4 . exc cond. 61000 mile?

  1. Kenny September 7, 2010 at 10:15 am #

    Most insurance companies and body shops use http://www.nadaguides.com to come up with a value on the car. The insurance company will pay you the full retail value of the vehicle minus your deductible and minus any damage not related to the accident. For example, let’s say that the vehicle is worth $10,000. If you have a $1000 deductible they will now pay you $9,000. Now let’s say you had some damage to the rear bumper that would have cost $500 to fix and the windshield needed to be replaced and it would have cost $300 to fix. They will now give you $8200.

    In your case, NADAguides shows it to be worth about $14000 if it is fully loaded and is in perfect condition

    Hope this helps.

  2. Scott R September 7, 2010 at 10:15 am #

    They list your edition on Edmunds, so your insurance company has proven values in their hands.

    Edmunds says retail is around $13000 and I have trouble believing one would sell for that, what did they offer you?

    My guess is they want to pay $11,000-12,000.

    Your sentimental value is worth zero to them.

  3. Bubba B September 7, 2010 at 10:15 am #

    To get local values, go to:

    http://www.kbb.com

  4. spiritwalker September 7, 2010 at 10:15 am #

    sorry but unless you have gap insurance with your auto, you’ll only get face value of the vehicle. Most people still wind up owing on what is left of the payments if any. All insurance companies go by the Blue Book Yeah "kelly’s" good luck